Hi! I’m Kate, the face behind KateFi.com—a blog all about making life easier and more affordable.

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5 Lazy-Girl Money Moves That Actually Worked for Me

Raise your hand if you’ve ever googled “how to make money without doing much” 🙋‍♀️

Same. I was tired, broke, and allergic to hustle culture. But I still wanted more money and less stress — without having to grind 24/7 or start a YouTube channel.

So I found these 5 lazy-girl approved websites that pay you, help with debt, and automate your savings. No sales, no scams, no MLMs.

1. 💬 SocialPaid — Chat Jobs That Pay to Be Online

I took their quiz and got offered a job replying to DMs and posting memes. From my couch. In my PJs. For $30/hr.

💬 Take the Quiz

2. 📱 Freecash — Easy Cash for App Testing & Surveys

I made over $100 last month while binge-watching reality TV — all from testing new apps and answering surveys on my phone. Super chill.

🛋️ Try Freecash

3. 💳 CuraDebt — My Debt Plan on Autopilot

I didn’t even pick up the phone — I booked a free consultation online and they helped me cut my payments by 50%. I didn’t have to lift a finger after that.

📉 See If You Qualify

4. 🏦 SoFi — Gave Me $325 for Opening a Free Account

This felt illegal (but wasn’t). I switched to SoFi, set up direct deposit, and they literally gave me a $325 bonus. I use their app now and love it.

💰 Get Paid to Switch

5. 🌿 Acorns — It Saves for You Without Thinking

Acorns invests your spare change from every purchase. I never notice it happening — until I check the app and see actual savings. Plus, free $5 bonus to start.

🌱 Start Saving With $5

Final Thoughts

Some days, I don’t want to hustle. I want to scroll, nap, and still make progress.

These 5 lazy-girl money moves made that possible. No hard work. Just smart tools and real results.