Hi! I’m Kate, the face behind KateFi.com—a blog all about making life easier and more affordable.

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The Lazy Girl’s Guide to Making Money Without a Boss or Business

Let’s get one thing straight: I’m not waking up at 5 AM to meditate, cold plunge, and grind. I want money — without burnout, business plans, or micromanaging bosses.

So I hunted down the easiest ways to make money online — no experience, no startup costs, and minimal effort. If you’re tired of hustle culture and just want to scroll your way into side income, this lazy girl’s guide is for you.

💬 SocialPaid – Get Paid to Chat on Social Media

This is my go-to for lazy income. You don’t have to sell anything. Just respond to messages and comments for brands from your phone. No calls, no meetings, no pants required.

Take their 60-second quiz to find out which remote job fits your vibe.

Take the Quiz and Start Earning →

🎁 YouSweeps – Win a $1000 Prepaid Card (Without Doing Anything Hard)

This takes 15 seconds and could change your whole month. Just enter your email for a chance to win a $1000 Chase prepaid card — no purchase required, no strings attached.

Enter the Giveaway Now →

🕹️ Freecash – Get Paid to Try Apps, Games & Surveys

This one is perfect if you’re already scrolling. Download apps, play games, or answer simple questions — and get paid instantly. I made $30 my first week while binge-watching Netflix.

Join Freecash & Get $5 Instantly →

💳 CuraDebt – Help With Debt, No Budgeting Required

Credit card debt sucks the fun out of life. I didn’t want to budget for 10 years just to escape it — so I let CuraDebt help. They gave me a free consultation and helped slash my monthly payments.

Take the Free Assessment Here →

📈 Acorns – I Got Free Tesla Stock Just for Signing Up

Lazy girls invest too. Acorns rounds up your purchases and invests the spare change — automatically. I got $5 in free Tesla stock just for signing up and linking my debit card.

Snag Your Free Tesla Stock →

No Boss. No Biz. No Burnout.

If you’re allergic to MLMs, don’t want to be a TikTok influencer, and just want simple money moves that actually work — this list is for you. Cozy up, click a few buttons, and get paid the lazy girl way.

This post contains affiliate links. I may earn a small commission if you sign up — which I’ll probably use to buy snacks in bed. Thanks, bestie 💕