Hi! I’m Kate, the face behind KateFi.com—a blog all about making life easier and more affordable.

Affiliate Disclaimer: Some links on this site are affiliate links. If you make a purchase through them, we may earn a small commission (at no additional cost to you). See our official affiliate disclosure for more details.

Broke But Scrolling? These Sites Actually Pay You

If you’re like me, you’ve spent hours scrolling TikTok, Instagram, Reddit… whatever. And all it did was drain your battery (and your bank account).

But then I realized — what if I used the same time and same phone to actually make money?

I tested a bunch of apps and websites, and these 5 actually paid me — without needing a job, a degree, or even a schedule. If you’re broke but scrolling, this is your sign.

💬 1. SocialPaid – Get Paid to Chat on Social Media

This is my favorite. SocialPaid shows you how to get hired as a remote chat assistant. You take a 60-second quiz and get matched with beginner-friendly jobs that pay $25–$50/hour.

• No experience required
• Flexible hours
• Zero selling or phone calls

Take the Chat Job Quiz →

🎁 2. YouSweeps – Enter to Win a $1000 Prepaid Chase Card

While I was waiting on my first chat job, I entered this giveaway. It’s free, takes less than 20 seconds, and you could win a $1000 prepaid card. Totally worth a scroll.

🎉 Enter the Giveaway →

🕹️ 3. Freecash – Get Paid to Download Apps & Play Games

I earned $30 in a weekend trying out games and apps while binge-watching reality shows. No brainpower required. Plus, Freecash gave me a $5 bonus just for signing up.

Try Freecash Now →

💳 4. CuraDebt – They Helped Me Lower My Credit Card Bills

If you’re stressed about debt while trying to earn, CuraDebt can help. I filled out their free assessment, and they offered to combine my credit card debt into one lower payment. Huge relief.

Start a Free Debt Assessment →

📈 5. Acorns – Gave Me Free Tesla Stock for Investing Spare Change

Acorns rounds up your everyday purchases and invests the change. I signed up with $5 and got $5 in free Tesla stock instantly. Set it and forget it.

Claim Your Free Stock Here →

Final Thought

If you’re broke and scrolling, don’t let that screen time go to waste. These 5 sites actually paid me — and they might be your easy win too.

This post includes affiliate links. If you sign up, I might earn a small commission — which I’ll probably spend on snacks I didn’t need. Thanks, bestie 💕