This Bank Gave Me $325 to Switch — Plus I Get Paid 2 Days Early

I didn’t know banks could give you money just for opening an account — until I tried SoFi Banking.

Hi! I’m Kate, the face behind KateFi.com—a blog all about making life easier and more affordable.

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Within 2 weeks of switching, I earned a $325 cash bonus, started getting paid 2 days early, and unlocked 3.80% APY on my savings. Oh, and no annoying account fees.

Here’s What I Did

1. Signed up for a free SoFi Checking & Savings account
2. Set up direct deposit from my job
3. Received $5,000+ in deposits over the next month
4. Got a $300 bonus + $25 welcome bonus deposited automatically 💸

SoFi doesn’t mess around. You can track everything in the app, and it actually looks… modern. No clunky bank dashboard vibes here.

Other Perks I Love

• 💳 55,000+ fee-free ATMs nationwide
• 📅 Early paycheck — up to 2 days early
• 🔐 Deposits insured up to $2M
• 📈 3.80% APY on savings (that’s 9x higher than most banks)
• 🧾 No maintenance or overdraft fees

If your bank is still charging you $12/month just to exist, it might be time to break up with them.

Want to Stack Even More Free Money?

Here are two other apps I use that also put free money in my account:

You don’t need to hustle 24/7 to earn more — just take advantage of smart offers and bonuses like these.