Hi! I’m Kate, the face behind KateFi.com—a blog all about making life easier and more affordable.

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I Let an App Round Up My Spare Change — Now I’m Investing Without Thinking

I never thought I’d be the kind of person who invests. But then I found Acorns, and suddenly my spare change started growing into something real — without me lifting a finger.

Every time I bought coffee, groceries, or lunch, Acorns rounded up my purchases and invested the difference.

Buy something for $4.35? Acorns rounds it up to $5.00 and invests the extra $0.65 automatically. It adds up shockingly fast.

Why I Love It

• 📲 Totally automatic — no thinking required
• 📈 Invests in a diversified portfolio
• 💰 Free $5 bonus when you sign up and invest just $5

Within the first month, I had over $70 invested. That’s with zero effort. Now I’m stacking money in the background just by living my life.

How It Works

1. Sign up for Acorns and connect your debit card
2. Spend like normal — Acorns rounds up each purchase
3. Once your round-ups total $5, they’re automatically invested
4. Watch your portfolio grow over time (with zero effort)

My “Set-It-and-Forget-It” Investing Stack

If you want to automate more of your money wins, here’s my favorite trio:

Final Thoughts

I used to think investing was for finance bros and rich people. But thanks to apps like Acorns, I’m now investing every day — even if it’s just pocket change.

If you want to build wealth without even trying, this is the smartest first step you can take.